Contractor & Home Service Payment Systems in Greater Boston
Get paid in the driveway, not thirty days later. Card acceptance in every truck, deposits collected at signing, progress billing that doesn't float your payroll, and one local number when a reader stops pairing.
Quote contractors hardware
Free hardware list and rate. $0 due today.
Or call (617) 958-8599 — a local tech answers.
What contractors tell us is broken
These are the complaints we hear most from contractors across Greater Boston. If two or three sound familiar, the system is working against you.
Waiting thirty days for a check
Every day between finishing the job and getting paid is working capital out of your pocket. Collecting on-site at completion is the single biggest cash-flow change available to most contractors.
No deposit at signing
Fronting materials on a job you haven't been paid a dime for is how good contractors go under. Taking a deposit when the contract is signed should be routine.
Techs who can't take payment
If only the office can run a card, every service call becomes an invoice, and every invoice becomes a collection effort.
Progress billing done by hand
Draw schedules on larger jobs need to be tracked against the contract, not reconstructed from memory at the end.
Change orders agreed verbally
A texted change order with a signature and a timestamp is worth having the first time a homeowner disputes the final number.
Card fees on large tickets
On a five-figure job the processing cost is real money. Massachusetts does not allow card surcharges, but a properly disclosed cash discount is a legitimate way to handle it — and the rules are worth getting right.
Readers that won't pair in the field
A reader that won't connect to a tech's phone in somebody's driveway is a failed collection. Field reliability is the whole spec.
What we configure for contractors
Every item below gets set up and tested before we hand the system over — not left as a feature you'll discover in the settings menu six months from now.
- Mobile card acceptance in every truck
- Deposits and scheduled progress payments
- Texted and emailed invoices with pay-now links
- Signature capture on estimates and change orders
- Recurring billing for maintenance agreements
- Job-level and tech-level reporting
- Card on file for repeat service customers
- Cash-discount configuration, set up to Massachusetts rules
- Offline capture for basements and rural job sites
- Multi-user permissions so techs can collect but not refund
- Automated payment reminders on open invoices
- ACH and bank-transfer options for large tickets
Why local support matters here specifically
Contractors are on the road all day, which makes remote support uniquely useless — you cannot sit on hold with a call center while standing in a customer's kitchen. A local number that a person answers, and a tech who can meet you at the shop, is worth more here than any feature list.
Call (617) 958-8599 and a local tech picks up. Most issues get resolved the same day, on-site — across Boston, Cambridge, Somerville, Brookline, Quincy, Newton and out through the surrounding counties.
Hardware we spec for contractors
Specified per business, not sold as a bundle. We'll tell you what to skip.
From estimate to deposited funds
Estimate approved and signed in the field
Signature captured on the tech's device, timestamped, emailed to the homeowner automatically.
Deposit collected at signing
Before you order materials, not after. This is the habit that changes a contracting business's cash position.
Progress payments on schedule
Draws tracked against the contract value, invoiced and paid by link without a phone call.
Final payment collected on-site at completion
While you're standing there and the work is visibly done. Maintenance agreement set to recur if there is one.
Contractors: questions we get asked
Can my techs take cards in the field without seeing my whole account?
Yes. We set user-level permissions so a tech can collect a payment and email a receipt but cannot issue refunds, view your deposits or change pricing. That separation is the thing that makes field collection safe to roll out across a crew.
Can we pass the card fee on to the customer?
Not as a surcharge. Massachusetts law does not allow a seller to add a fee because a customer pays by credit card. What is allowed is a discount for paying by cash or check, as long as it is offered to every customer and disclosed clearly. We will configure a cash-discount program correctly and show you what has to be disclosed. We are not your attorney, so for a large commercial program it is worth a quick look from yours.
What happens in a basement or a rural job site with no signal?
We configure offline capture so the transaction is taken and queued, then settles when the device gets signal again. We test it before handing the device over. For crews working regularly in dead zones we will also talk through which devices hold up best.
Can we do deposits and progress payments on bigger jobs?
Yes. Deposits at signing, scheduled draws against the contract value, and a final balance at completion — all tracked against the same job so you can see what has been collected and what is outstanding without rebuilding it in a spreadsheet.
Do you handle recurring maintenance agreements?
Yes. Annual service plans and seasonal maintenance agreements can bill automatically against a stored card, which turns a collection task into a line of predictable revenue.
How fast does the money actually land?
Funding timing is set by the processor, not by us, and it varies by platform and by your account. We will tell you the specific funding schedule for whichever option you choose before you sign anything, rather than quoting you a best case.
Is there a way to take ACH for large commercial jobs?
Yes, and on five-figure tickets it is often worth it — bank transfer costs are typically a fraction of card costs on large amounts. We will show you both so you can decide per job.
Get a quote for your contracting business
A hardware list sized to your operation plus a processing rate to compare. Free, $0 due today, and a local tech answers when you call.
Contractor & Home Service Payment Systems across Greater Boston
We sell, install and support contractor & home service payment systems in every community below. Pick your town for local details, or call (617) 958-8599 and ask for a local rep.
Suffolk County
Middlesex County
Norfolk County
Essex County
Plymouth County
Worcester County
Also serving: Winthrop, Belmont, Lexington, Melrose, Stoneham, Wakefield, Winchester, Reading, Wilmington, Billerica, Bedford, Natick, Weston, Wayland, Sudbury, Concord, Chelmsford, Tewksbury, Milton, Westwood, Canton, Randolph, Holbrook, Walpole, Sharon, Saugus, Swampscott, Marblehead, Nahant, Lynnfield, Danvers, Beverly, Hingham, Hull, Abington, Rockland, Whitman, Hanover, Bridgewater, Kingston, Duxbury, Marshfield, Shrewsbury, Westborough, Northborough, Grafton, Auburn and surrounding communities throughout the six-county Greater Boston area. Don't see your town? Call (617) 958-8599 — if we cover it, we'll tell you; if we don't, we'll say so.